Expert Verified HVAC Tools Updated 2026

Heat Pump vs Gas Furnace Calculator Guide

Compare heating costs with ease using a heat pump vs gas furnace calculator. This tool helps you find the most energy-efficient and cost-effective heating option. Make smart decisions based on real data, not guesswork.

Heating Cost Comparison

sq ft
BTU/sq ft
hrs/year
$ /kWh
$ /therm
COP
%
Heat Pump Cost (Hourly)
$0.00
Annually: $0.00
Gas Furnace Cost (Hourly)
$0.00
Annually: $0.00

How to Use Heat Pump vs Gas Furnace Calculator

Follow these simple steps to use the heat pump vs gas furnace calculator:

  1. Step 1: Enter your home size
    Input the total heated area in square feet.
  2. Step 2: Add energy costs
    Enter your electricity rate (per kWh).
    Enter your natural gas price (per therm or cubic meter).
  3. Step 3: Input system efficiency
    Add heat pump efficiency (COP or HSPF).
    Add gas furnace efficiency (AFUE percentage).
  4. Step 4: Set climate data
    Enter average outdoor temperature or heating degree days (Heat Load Factor).
  5. Step 5: Click calculate
    The calculator compares annual heating costs for both systems.
  6. Step 6: Review results
    Check total energy use, cost, and savings. Identify the more cost-effective heating option.

Heat Pump vs Gas Furnace Calculation Guide

Follow this step-by-step method to calculate heating costs manually:

Step 1: Calculate heating demand

Heating Demand (BTU) = Area × Heat Load Factor

Example: 2,000 sq ft × 30 BTU = 60,000 BTU/hr

Step 2: Convert BTU to energy use

For heat pump:

kWh = BTU ÷ (COP × 3,412)

Example: 60,000 ÷ (3 × 3,412) = 5.86 kWh

Step 3: Calculate electricity cost

Cost = kWh × electricity rate

Example: 5.86 × $0.12 = $0.70 per hour

Step 4: Calculate gas furnace consumption

Therms = BTU ÷ (AFUE × 100,000)

Example: 60,000 ÷ (0.90 × 100,000) = 0.67 therms

Step 5: Calculate gas cost

Cost = therms × gas price

Example: 0.67 × $1.20 = $0.80 per hour

Step 6: Compare results

  • Heat pump cost: $0.70/hour
  • Gas furnace cost: $0.80/hour
  • Result: Heat pump is cheaper in this case.

Heat Pump vs Gas Furnace Conversion Chart

Heating Cost Comparison Chart

System Type Efficiency Energy Type Cost per Unit Hourly Cost
Heat Pump COP 2.5 Electricity $0.10/kWh $0.75
Heat Pump COP 3.5 Electricity $0.12/kWh $0.68
Gas Furnace 80% AFUE Natural Gas $1.00/therm $0.75
Gas Furnace 90% AFUE Natural Gas $1.20/therm $0.80
Gas Furnace 95% AFUE Natural Gas $1.50/therm $0.95

Note: Lower cost depends on energy prices and system efficiency. Heat pumps perform better in mild climates.

FAQs About Heat Pump vs Gas Furnace Calculator

It is a tool that compares heating costs between a heat pump and a gas furnace using energy rates and efficiency values.

It depends on electricity and gas prices. Heat pumps are cheaper in mild climates, while gas furnaces work better in very cold areas.

You need home size, energy costs, system efficiency, and climate data.

The calculator gives reliable estimates if you enter accurate data. Real costs may vary based on usage and insulation.

Yes. Heat pumps can deliver 2–4 times more heat energy than the electricity they use.

Yes. You can use it for small apartments or large houses by adjusting the input values.

Yes. Heat pumps lose efficiency in very cold weather, while gas furnaces maintain stable performance.

Consider energy costs, climate, and installation cost before switching.

COP (Coefficient of Performance) measures heat output per unit of electricity used.

AFUE (Annual Fuel Utilization Efficiency) shows how efficiently the furnace converts fuel into heat.

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